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How Escrow Helps Real Estate Agents Close More Transactions
For real estate agents, getting an offer accepted is a win — but it’s not the finish line. The escrow process is where deals are either smoothly guided to closing or derailed by miscommunication, delays, and last-minute surprises. A strong escrow partner doesn’t just handle paperwork. Escrow helps agents manage timelines, coordinate multiple parties, and keep transactions moving forward. When agents understand how escrow works alongside them, they can close more transactions with fewer issues and happier
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Why Choosing the Right Escrow Company Matters in Real Estate Transactions
Real estate transactions involve significant financial stakes, strict timelines, and complex legal requirements. While much of the attention is placed on pricing, negotiations, and financing, one of the most important — and often overlooked — decisions is choosing the right escrow company. Escrow acts as a neutral third party responsible for safeguarding funds, managing documents, and ensuring contractual obligations are fulfilled before a transaction closes. As real estate transactions grow more
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Wire Fraud in Real Estate: What Buyers and Sellers Must Know to Protect Their Funds
Wire Fraud in Real Estate: What Buyers and Sellers Must Know to Protect Their Funds Wire fraud is one of the fastest-growing threats in real estate transactions. Because buyers and sellers often transfer large sums of money during escrow, criminals specifically target real estate deals using sophisticated email scams and impersonation tactics. In many cases, fraud occurs just days — or even hours — before closing. Understanding how wire fraud works, how escrow companies safeguard funds, and how to verify
Beginner's Guide to 401(k)s
What Is a 401(k)? A 401(k) is a retirement savings plan that provides tax advantages to savers. Named after a section of the U.S. Internal Revenue Code, the 401(k) is an employer-provided, defined contribution plan. The employer may match employee contributions; with some plans, the match is mandatory. There are two major types of 401(k)s: traditional and Roth. With a traditional 401(k), employee contributions are pretax, meaning they reduce taxable income, but withdrawals in retirement are taxed. Employee
Advantages of Defined Benefit Plan over Profit Sharing Plan and 401k
Advantages of Defined Benefit Plan over Profit Sharing Plan and 401k 1. Higher Contribution LimitsDefined Benefit Plans allow much larger annual contributions—often several times higher than Profit-Sharing or 401(k) plans.Contributions are based on the participant’s age, income, and desired retirement benefit, potentially exceeding $300,000+ per year for older, high-income earners.By contrast, 401(k) and Profit-Sharing Plans are capped at around $69,000 total (2024) including employer and employee
10 Reasons Why Business Owners Need a Buy-Sell Agreement
Top 10 Reasons Business Owners Should Have a Buy-Sell Agreement If you’re a business owner with one or more partners or shareholders, putting a buy-sell agreement in place may be one of the most critical steps you take to protect your company’s future. Without it, you run the risk of legal disputes, valuation conflicts, operational breakdowns, and major financial burdens for your business and your family. A properly designed and fully funded buy-sell agreement helps ensure your business continues to
